Terms of use
Last updated: 29 September 2026
What the platform is
Basmaya HUB is an independent tool to track your apartment, installments and services. Financial estimates are guidance only, not an official statement; your contract and bank statement always prevail.
Your account
You are responsible for what you enter and for keeping your password secret. One account per phone number, confirmed with a code.
Acceptable use
No unlawful or misleading content, impersonation or harassment. The admins may remove violating content and suspend accounts.
Technicians and stores
Technicians and stores are independent from the platform; price, work and warranty are agreed between the parties. A technician's monthly subscription is non-refundable once active.
Payments
Online payments go through licensed gateways (ZainCash, First Iraqi Bank) under their terms. Cash on delivery is paid to the courier.
Changes
We may update these terms and the privacy policy and will announce important changes in the app.